By: J Chapman

It will never take off until banks let go of some guidelines. I Purchased a home at 92K, owe about 84K. Its now worth 140K. I have pulled out loans to pay off all my debt and I am on the cusp, of putting all my debt into the home. With the rates that they have my payment will be the same or a little lower, but with no debt. These are no brainer refinance but can’t get approved. But these side loans are killing me at these higher rates , but they aren’t as high as the credit cards so that was a no brainer. Wish there was some help out there…